I am a young professional and my life is very busy. I try very hard to earn a living but I always found it difficult to keep track of my finances. My spending habits were very much spur-of-moment, so not surprisingly I used to make a lot of instant purchases and before I know I would have exceeded by budget.
A friend recommended that I use the Mvelopes personal finance software. I did not buy his advice till a few months back, but when I did I was amazed with the results. It took me sometime to get used to the budgeting concept, but once I learned to implement the basics, it was a smooth road from there. Actually, I got very smart as to how to budget my finances. Now, not only do I stay under my budget but I have also been able to set a hefty amount aside in my saving account (which I set up using the software feature).
I think that this is one of the best products available anywhere. My experience using the personal finance software has been amazing. I would recommend Mvelopes to all my friends and family as well. Thanks Mvelopes!